/* =============================================================
   AMAA Insurance Agency — Version 2 Enhanced Design System
   ============================================================= */

/* ===== CSS Variables ===== */
:root {
    --v2-primary: #0d2f5c;
    --v2-primary-mid: #154080;
    --v2-primary-light: #1e5aad;
    --v2-accent: #ff6b2b;
    --v2-accent-light: #ff8f5e;
    --v2-accent-dark: #e05518;
    --v2-teal: #0ec6c6;
    --v2-teal-light: #40e0d0;
    --v2-gold: #f5a623;
    --v2-success: #22c55e;
    --v2-dark: #0a1628;
    --v2-body: #2f3f55;
    --v2-muted: #5f748a;
    --v2-border: #e2e8f0;
    --v2-bg-soft: #f0f5fb;
    --v2-bg-warm: #fff9f5;
    --v2-white: #ffffff;
    --v2-gradient: linear-gradient(135deg, var(--v2-primary) 0%, var(--v2-primary-mid) 50%, var(--v2-primary-light) 100%);
    --v2-gradient-accent: linear-gradient(135deg, var(--v2-accent) 0%, var(--v2-accent-light) 100%);
    --v2-gradient-teal: linear-gradient(135deg, var(--v2-teal), var(--v2-teal-light));
    --v2-font: Tahoma, 'Segoe UI', Verdana, sans-serif;
    --v2-font-heading: Tahoma, 'Trebuchet MS', 'Segoe UI', sans-serif;
    --v2-shadow-xs: 0 1px 3px rgba(13, 47, 92, 0.06);
    --v2-shadow-sm: 0 4px 12px rgba(13, 47, 92, 0.08);
    --v2-shadow-md: 0 8px 30px rgba(13, 47, 92, 0.12);
    --v2-shadow-lg: 0 20px 60px rgba(13, 47, 92, 0.16);
    --v2-shadow-glow: 0 0 40px rgba(255, 107, 43, 0.25);
    --v2-radius: 16px;
    --v2-radius-sm: 10px;
    --v2-radius-xs: 6px;
    --v2-transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ===== Reset & Global ===== */
*, *::before, *::after { box-sizing: border-box; }

body {
    font-family: var(--v2-font);
    color: var(--v2-body);
    line-height: 1.68;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    font-size: 15px;
    letter-spacing: -0.01em;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--v2-font-heading);
    color: var(--v2-primary);
    font-weight: 700;
    line-height: 1.24;
    letter-spacing: -0.025em;
}

a { text-decoration: none; transition: var(--v2-transition); }
img { max-width: 100%; height: auto; }
section { position: relative; }

::selection {
    background: var(--v2-accent);
    color: white;
}

/* ===== Utility ===== */
.v2-section { padding: 100px 0; }
.v2-section-sm { padding: 70px 0; }
.v2-bg-soft { background: var(--v2-bg-soft); }
.v2-bg-warm { background: var(--v2-bg-warm); }
.v2-bg-dark { background: var(--v2-dark); }

.v2-section-header {
    max-width: 680px;
    margin: 0 auto 55px;
    text-align: center;
}

.v2-section-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 107, 43, 0.1);
    color: var(--v2-accent);
    font-size: 0.76rem;
    font-weight: 700;
    padding: 6px 18px;
    border-radius: 50px;
    margin-bottom: 16px;
    text-transform: uppercase;
    letter-spacing: 0.12em;
}

.v2-section-title {
    font-size: clamp(1.55rem, 2.9vw, 2.05rem);
    font-weight: 800;
    color: var(--v2-primary);
    margin-bottom: 16px;
    line-height: 1.18;
}

.v2-section-subtitle {
    font-size: 1rem;
    color: var(--v2-body);
    line-height: 1.72;
    font-weight: 500;
}

.v2-section p,
.v2-section-sm p {
    color: var(--v2-body);
}

.v2-accent-text { color: var(--v2-accent) !important; }
.v2-teal-text { color: var(--v2-teal) !important; }

.v2-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 32px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.9rem;
    border: none;
    cursor: pointer;
    transition: var(--v2-transition);
    position: relative;
    overflow: hidden;
}

.v2-btn-primary {
    background: var(--v2-accent);
    color: white;
    box-shadow: 0 4px 15px rgba(255, 107, 43, 0.3);
}

.v2-btn-primary:hover {
    background: var(--v2-accent-dark);
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(255, 107, 43, 0.4);
}

.v2-btn-outline {
    background: transparent;
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.4);
}

.v2-btn-outline:hover {
    background: white;
    color: var(--v2-primary);
    border-color: white;
    transform: translateY(-2px);
}

.v2-btn-dark {
    background: var(--v2-primary);
    color: white;
    box-shadow: 0 4px 15px rgba(13, 47, 92, 0.3);
}

.v2-btn-dark:hover {
    background: var(--v2-primary-mid);
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(13, 47, 92, 0.35);
}

.v2-btn-light {
    background: white;
    color: var(--v2-primary);
    box-shadow: var(--v2-shadow-sm);
}

.v2-btn-light:hover {
    background: var(--v2-bg-soft);
    color: var(--v2-primary);
    transform: translateY(-2px);
    box-shadow: var(--v2-shadow-md);
}

/* ===== Top Bar ===== */
.v2-topbar {
    background: var(--v2-dark);
    padding: 8px 0;
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.65);
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.v2-topbar a { color: rgba(255, 255, 255, 0.65); }
.v2-topbar a:hover { color: var(--v2-accent); }

.v2-topbar-phone {
    font-weight: 600;
    color: var(--v2-accent) !important;
}

.v2-topbar-social {
    display: flex;
    gap: 6px;
}

.v2-topbar-social a {
    width: 28px;
    height: 28px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.08);
    font-size: 0.75rem;
}

.v2-topbar-social a:hover {
    background: var(--v2-accent);
    color: white !important;
}

/* ===== Navbar ===== */
.v2-navbar {
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    padding: 14px 0;
    transition: var(--v2-transition);
    z-index: 1050;
    border-bottom: 1px solid transparent;
}

.v2-navbar.scrolled {
    padding: 8px 0;
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.08);
    border-bottom: 1px solid var(--v2-border);
}

.v2-brand {
    display: flex;
    align-items: center;
    gap: 10px;
}

.v2-brand-icon {
    width: 46px;
    height: 46px;
    background: var(--v2-gradient);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.3rem;
    transition: var(--v2-transition);
}

.v2-brand:hover .v2-brand-icon {
    transform: rotate(-5deg) scale(1.05);
}

.v2-brand-name {
    display: block;
    font-family: var(--v2-font-heading);
    font-size: 1.45rem;
    font-weight: 900;
    color: var(--v2-primary);
    line-height: 1;
    letter-spacing: 0.04em;
}

.v2-brand-tagline {
    display: block;
    font-size: 0.62rem;
    color: var(--v2-muted);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    font-weight: 500;
    margin-top: 2px;
}

.v2-navbar .nav-link {
    font-weight: 500;
    color: var(--v2-body) !important;
    padding: 10px 16px !important;
    font-size: 0.88rem;
    position: relative;
    letter-spacing: 0;
}

.v2-navbar .nav-link::before {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 16px;
    width: 0;
    height: 2.5px;
    background: var(--v2-accent);
    border-radius: 2px;
    transition: width 0.3s ease;
}

.v2-navbar .nav-link:hover::before,
.v2-navbar .nav-link.active::before { width: calc(100% - 32px); }

.v2-navbar .nav-link:hover,
.v2-navbar .nav-link.active { color: var(--v2-primary) !important; }

.v2-nav-cta {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--v2-gradient-accent);
    color: white !important;
    padding: 10px 24px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.84rem;
    box-shadow: 0 4px 15px rgba(255, 107, 43, 0.3);
    transition: var(--v2-transition);
}

.v2-nav-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255, 107, 43, 0.45);
    color: white !important;
}

.v2-dropdown {
    border: none;
    border-radius: var(--v2-radius-sm);
    box-shadow: var(--v2-shadow-lg);
    padding: 10px;
    min-width: 240px;
    animation: v2DropFade 0.25s ease;
}

@keyframes v2DropFade {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
}

.v2-dropdown .dropdown-item {
    padding: 10px 14px;
    border-radius: var(--v2-radius-xs);
    font-size: 0.86rem;
    font-weight: 500;
    color: var(--v2-body);
    transition: var(--v2-transition);
}

.v2-dropdown .dropdown-item:hover {
    background: var(--v2-bg-soft);
    color: var(--v2-primary);
    padding-left: 18px;
}

.v2-dropdown .dropdown-item i {
    color: var(--v2-accent);
    font-size: 0.85rem;
}

/* Toggler */
.v2-toggler {
    border: none;
    padding: 8px;
    display: flex;
    flex-direction: column;
    gap: 5px;
    background: none;
}

.v2-toggler span {
    display: block;
    width: 24px;
    height: 2.5px;
    background: var(--v2-primary);
    border-radius: 2px;
    transition: var(--v2-transition);
}

.v2-toggler.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.v2-toggler.open span:nth-child(2) { opacity: 0; }
.v2-toggler.open span:nth-child(3) { transform: rotate(-45deg) translate(6px, -6px); }

/* ===== HERO V2 ===== */
.v2-hero {
    position: relative;
    min-height: 92vh;
    display: flex;
    align-items: center;
    background: var(--v2-gradient);
    overflow: hidden;
}

.v2-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 20% 80%, rgba(255, 107, 43, 0.18) 0%, transparent 55%),
        radial-gradient(ellipse at 80% 20%, rgba(14, 198, 198, 0.12) 0%, transparent 55%),
        radial-gradient(ellipse at 50% 50%, rgba(255, 255, 255, 0.03) 0%, transparent 60%);
}

.v2-hero-particles {
    position: absolute;
    inset: 0;
    overflow: hidden;
    pointer-events: none;
}

.v2-hero-particles span {
    position: absolute;
    width: 4px;
    height: 4px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 50%;
    animation: v2Float linear infinite;
}

.v2-hero-particles span:nth-child(1) { left: 10%; top: 20%; animation-duration: 8s; width: 6px; height: 6px; }
.v2-hero-particles span:nth-child(2) { left: 30%; top: 60%; animation-duration: 12s; animation-delay: 2s; }
.v2-hero-particles span:nth-child(3) { left: 55%; top: 15%; animation-duration: 10s; animation-delay: 4s; width: 8px; height: 8px; }
.v2-hero-particles span:nth-child(4) { left: 75%; top: 70%; animation-duration: 9s; animation-delay: 1s; }
.v2-hero-particles span:nth-child(5) { left: 90%; top: 40%; animation-duration: 11s; animation-delay: 3s; width: 5px; height: 5px; }
.v2-hero-particles span:nth-child(6) { left: 45%; top: 85%; animation-duration: 7s; animation-delay: 5s; }

@keyframes v2Float {
    0%, 100% { transform: translateY(0) rotate(0); opacity: 0; }
    10% { opacity: 1; }
    90% { opacity: 1; }
    100% { transform: translateY(-100vh) rotate(720deg); opacity: 0; }
}

.v2-hero-content { position: relative; z-index: 2; color: white; }

.v2-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(8px);
    border: 1px solid rgba(255, 255, 255, 0.15);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 0.72rem;
    font-weight: 600;
    margin-bottom: 24px;
    color: rgba(255, 255, 255, 0.9);
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.v2-hero-badge i { color: var(--v2-gold); }

.v2-hero-title {
    font-size: clamp(1.95rem, 4.1vw, 3.35rem);
    font-weight: 800;
    line-height: 1.12;
    color: white;
    margin-bottom: 20px;
    text-shadow: 0 8px 24px rgba(5, 20, 42, 0.35);
}

.v2-hero-title .v2-hero-highlight {
    position: relative;
    display: inline-block;
    color: var(--v2-accent-light);
    letter-spacing: 0.01em;
}

.v2-hero-title .v2-hero-highlight::after {
    content: '';
    position: absolute;
    bottom: 1px;
    left: 0;
    right: 0;
    height: 10px;
    background: linear-gradient(90deg, rgba(255, 107, 43, 0.22), rgba(255, 143, 94, 0.3));
    border-radius: 6px;
    z-index: -1;
}

.v2-hero-desc {
    font-size: 0.96rem;
    color: rgba(255, 255, 255, 0.8);
    max-width: 540px;
    margin-bottom: 32px;
    line-height: 1.72;
}

.v2-hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 30px;
}

.v2-hero-phone {
    display: flex;
    align-items: center;
    gap: 12px;
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
}

.v2-hero-phone-icon {
    width: 44px;
    height: 44px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    animation: v2Pulse 2s ease infinite;
}

@keyframes v2Pulse {
    0%, 100% { box-shadow: 0 0 0 0 rgba(255, 107, 43, 0.4); }
    50% { box-shadow: 0 0 0 15px rgba(255, 107, 43, 0); }
}

.v2-hero-phone a {
    color: var(--v2-accent-light);
    font-weight: 700;
    font-size: 1.15rem;
}

.v2-hero-phone a:hover { color: white; }

/* Hero Right Side - Feature Cards */
.v2-hero-right { position: relative; z-index: 2; }

.v2-hero-feature-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.v2-hero-fcard {
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--v2-radius);
    padding: 24px 20px;
    transition: var(--v2-transition);
    cursor: default;
}

.v2-hero-fcard:hover {
    background: rgba(255, 255, 255, 0.14);
    transform: translateY(-4px);
    border-color: rgba(255, 107, 43, 0.3);
}

.v2-hero-fcard-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    margin-bottom: 12px;
}

.v2-hero-fcard-icon.auto { background: rgba(255, 107, 43, 0.2); color: var(--v2-accent-light); }
.v2-hero-fcard-icon.home { background: rgba(14, 198, 198, 0.2); color: var(--v2-teal-light); }
.v2-hero-fcard-icon.biz { background: rgba(245, 166, 35, 0.2); color: var(--v2-gold); }
.v2-hero-fcard-icon.life { background: rgba(34, 197, 94, 0.2); color: var(--v2-success); }

.v2-hero-fcard h6 {
    color: white;
    font-family: var(--v2-font-heading);
    font-weight: 700;
    font-size: 0.95rem;
    margin-bottom: 4px;
}

.v2-hero-fcard p {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.82rem;
    margin: 0;
    line-height: 1.4;
}

/* ===== Quick Insurance Types Bar ===== */
.v2-insurance-bar {
    position: relative;
    z-index: 5;
    margin-top: -50px;
}

.v2-ins-bar-inner {
    background: white;
    border-radius: var(--v2-radius);
    padding: 10px;
    box-shadow: var(--v2-shadow-lg);
    display: flex;
    gap: 6px;
    overflow-x: auto;
}

.v2-ins-bar-item {
    flex: 1;
    min-width: 120px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    padding: 18px 12px;
    border-radius: var(--v2-radius-sm);
    transition: var(--v2-transition);
    text-align: center;
    cursor: pointer;
    color: var(--v2-body);
    background: transparent;
}

.v2-ins-bar-item:hover,
.v2-ins-bar-item.active {
    background: var(--v2-bg-soft);
    color: var(--v2-primary);
}

.v2-ins-bar-item i {
    font-size: 1.6rem;
    color: var(--v2-accent);
    transition: var(--v2-transition);
}

.v2-ins-bar-item:hover i { transform: scale(1.15); }

.v2-ins-bar-item span {
    font-size: 0.8rem;
    font-weight: 600;
    white-space: nowrap;
}

/* ===== Service Cards V2 ===== */
.v2-service-card {
    background: white;
    border-radius: var(--v2-radius);
    overflow: hidden;
    box-shadow: var(--v2-shadow-sm);
    transition: var(--v2-transition);
    height: 100%;
    border: 1px solid var(--v2-border);
    position: relative;
}

.v2-service-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--v2-gradient-accent);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
}

.v2-service-card:hover::after { transform: scaleX(1); }

.v2-service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--v2-shadow-lg);
    border-color: transparent;
}

.v2-service-card-img {
    height: 180px;
    background-size: cover;
    background-position: center;
    position: relative;
}

.v2-service-card-img::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(13, 47, 92, 0) 40%, rgba(13, 47, 92, 0.65) 100%);
}

.v2-service-card-body { padding: 24px; }

.v2-service-icon {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    margin-top: -52px;
    position: relative;
    z-index: 2;
    margin-bottom: 16px;
    box-shadow: var(--v2-shadow-md);
    color: white;
}

.v2-service-icon.auto { background: linear-gradient(135deg, #ff6b2b, #ff8f5e); }
.v2-service-icon.home { background: linear-gradient(135deg, #0ec6c6, #40e0d0); }
.v2-service-icon.biz { background: linear-gradient(135deg, #0d2f5c, #1e5aad); }
.v2-service-icon.life { background: linear-gradient(135deg, #f5a623, #ffc107); }
.v2-service-icon.health { background: linear-gradient(135deg, #22c55e, #4ade80); }

.v2-service-card-body h4 {
    font-family: var(--v2-font-heading);
    font-weight: 700;
    font-size: 1.12rem;
    margin-bottom: 10px;
}

.v2-service-card-body p {
    font-size: 0.88rem;
    color: var(--v2-body);
    margin-bottom: 14px;
    font-weight: 500;
}

.v2-service-link {
    font-weight: 600;
    font-size: 0.88rem;
    color: var(--v2-accent);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.v2-service-link:hover { color: var(--v2-accent-dark); gap: 10px; }

/* ===== About Section V2 ===== */
.v2-about-img-wrap {
    position: relative;
    border-radius: var(--v2-radius);
    overflow: visible;
}

.v2-about-img-wrap img {
    border-radius: var(--v2-radius);
    width: 100%;
    height: 440px;
    object-fit: cover;
    box-shadow: var(--v2-shadow-md);
}

.v2-about-exp-badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: var(--v2-accent);
    color: white;
    width: 130px;
    height: 130px;
    border-radius: 50%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    box-shadow: var(--v2-shadow-glow);
    border: 5px solid white;
}

.v2-about-exp-badge .num {
    font-size: 2.5rem;
    font-weight: 900;
    font-family: var(--v2-font-heading);
    line-height: 1;
}

.v2-about-exp-badge .txt {
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    text-align: center;
    line-height: 1.2;
}

.v2-about-feature-row {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 20px;
}

.v2-about-feat-icon {
    width: 48px;
    height: 48px;
    min-width: 48px;
    background: var(--v2-bg-soft);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    color: var(--v2-accent);
    transition: var(--v2-transition);
}

.v2-about-feature-row:hover .v2-about-feat-icon {
    background: var(--v2-accent);
    color: white;
}

.v2-about-feat-text h6 {
    font-family: var(--v2-font-heading);
    font-weight: 600;
    font-size: 0.98rem;
    color: var(--v2-primary);
    margin-bottom: 3px;
}

.v2-about-feat-text p {
    font-size: 0.88rem;
    color: var(--v2-body);
    margin: 0;
}

/* ===== Stats V2 ===== */
.v2-stats {
    background: var(--v2-gradient);
    padding: 70px 0;
    position: relative;
    overflow: hidden;
}

.v2-stats::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 0% 0%, rgba(255, 107, 43, 0.15) 0%, transparent 50%),
        radial-gradient(ellipse at 100% 100%, rgba(14, 198, 198, 0.1) 0%, transparent 50%);
}

.v2-stat-item {
    text-align: center;
    position: relative;
    z-index: 2;
}

.v2-stat-icon {
    width: 60px;
    height: 60px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 12px;
    font-size: 1.3rem;
    color: var(--v2-accent-light);
}

.v2-stat-num {
    font-size: 3.1rem;
    font-weight: 800;
    color: white;
    font-family: var(--v2-font-heading);
    line-height: 1;
}

.v2-stat-label {
    color: rgba(255, 255, 255, 0.65);
    font-size: 0.86rem;
    font-weight: 500;
    margin-top: 6px;
}

/* ===== Why Choose Card V2 ===== */
.v2-why-card {
    background: white;
    border-radius: var(--v2-radius);
    padding: 32px 24px;
    text-align: center;
    transition: var(--v2-transition);
    box-shadow: var(--v2-shadow-xs);
    height: 100%;
    border: 1px solid var(--v2-border);
    position: relative;
    overflow: hidden;
}

.v2-why-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 4px;
    background: var(--v2-gradient-accent);
    border-radius: 0 0 4px 4px;
    opacity: 0;
    transition: var(--v2-transition);
}

.v2-why-card:hover::before { opacity: 1; width: 100%; }

.v2-why-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--v2-shadow-md);
    border-color: transparent;
}

.v2-why-icon {
    width: 68px;
    height: 68px;
    background: var(--v2-bg-soft);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 18px;
    font-size: 1.5rem;
    color: var(--v2-accent);
    transition: var(--v2-transition);
}

.v2-why-card:hover .v2-why-icon {
    background: var(--v2-accent);
    color: white;
    transform: rotateY(180deg);
}

.v2-why-card h5 {
    font-family: var(--v2-font-heading);
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 10px;
}

.v2-why-card p {
    font-size: 0.88rem;
    color: var(--v2-body);
    margin: 0;
    line-height: 1.6;
}

/* ===== Process / Steps V2 ===== */
.v2-step {
    text-align: center;
    position: relative;
}

.v2-step-num {
    width: 64px;
    height: 64px;
    background: var(--v2-bg-soft);
    border: 3px solid var(--v2-accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--v2-accent);
    margin: 0 auto 16px;
    font-family: var(--v2-font-heading);
    transition: var(--v2-transition);
}

.v2-step:hover .v2-step-num {
    background: var(--v2-accent);
    color: white;
    transform: scale(1.1);
}

.v2-step h5 {
    font-family: var(--v2-font-heading);
    font-weight: 700;
    font-size: 1rem;
    margin-bottom: 8px;
}

.v2-step p {
    font-size: 0.88rem;
    color: var(--v2-body);
}

/* ===== Testimonials V2 ===== */
.v2-testimonial {
    background: white;
    border-radius: var(--v2-radius);
    padding: 32px;
    box-shadow: var(--v2-shadow-sm);
    border: 1px solid var(--v2-border);
    height: 100%;
    transition: var(--v2-transition);
}

.v2-testimonial:hover {
    box-shadow: var(--v2-shadow-md);
    border-color: rgba(255, 107, 43, 0.2);
}

.v2-testimonial-stars { margin-bottom: 14px; }
.v2-testimonial-stars i { color: var(--v2-gold); font-size: 0.95rem; }

.v2-testimonial-text {
    font-size: 0.95rem;
    color: var(--v2-body);
    font-style: italic;
    line-height: 1.75;
    margin-bottom: 20px;
    position: relative;
    padding-left: 20px;
    border-left: 3px solid var(--v2-accent);
}

.v2-testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.v2-testimonial-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 0.95rem;
    color: white;
}

.v2-testimonial-avatar.a { background: var(--v2-accent); }
.v2-testimonial-avatar.b { background: var(--v2-teal); }
.v2-testimonial-avatar.c { background: var(--v2-primary-light); }
.v2-testimonial-avatar.d { background: var(--v2-gold); }

.v2-testimonial-name {
    font-weight: 600;
    color: var(--v2-primary);
    font-size: 0.94rem;
    font-family: var(--v2-font-heading);
}

.v2-testimonial-role {
    font-size: 0.8rem;
    color: var(--v2-muted);
}

/* ===== Partners V2 ===== */
.v2-partner {
    background: white;
    border: 1px solid var(--v2-border);
    border-radius: var(--v2-radius-sm);
    padding: 22px 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    height: 75px;
    transition: var(--v2-transition);
}

.v2-partner:hover {
    border-color: var(--v2-accent);
    box-shadow: var(--v2-shadow-sm);
    transform: translateY(-3px);
}

.v2-partner span {
    font-weight: 700;
    color: var(--v2-muted);
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
}

.v2-partner:hover span { color: var(--v2-primary); }

/* ===== Contact V2 ===== */
.v2-contact {
    background: var(--v2-gradient);
    position: relative;
    overflow: hidden;
}

.v2-contact::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 80% 20%, rgba(255, 107, 43, 0.12), transparent 60%);
}

.v2-contact-form {
    background: white;
    border-radius: var(--v2-radius);
    padding: 40px;
    box-shadow: var(--v2-shadow-lg);
    position: relative;
    z-index: 2;
}

.v2-contact-form .form-control,
.v2-contact-form .form-select {
    border-radius: var(--v2-radius-sm);
    padding: 13px 18px;
    border: 1.5px solid var(--v2-border);
    font-size: 0.92rem;
    transition: var(--v2-transition);
}

.v2-contact-form .form-control:focus,
.v2-contact-form .form-select:focus {
    border-color: var(--v2-accent);
    box-shadow: 0 0 0 4px rgba(255, 107, 43, 0.1);
}

.v2-contact-info {
    position: relative;
    z-index: 2;
    color: white;
}

.v2-contact-info-item {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 28px;
}

.v2-contact-info-icon {
    width: 52px;
    height: 52px;
    min-width: 52px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(8px);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: var(--v2-accent-light);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.v2-contact-info-item h6 {
    color: white;
    font-family: var(--v2-font-heading);
    font-weight: 600;
    font-size: 0.92rem;
    margin-bottom: 3px;
}

.v2-contact-info-item p,
.v2-contact-info-item a {
    color: rgba(255, 255, 255, 0.65);
    font-size: 0.9rem;
    margin: 0;
}

.v2-contact-info-item a:hover { color: var(--v2-accent-light); }

/* ===== CTA Banner V2 ===== */
.v2-cta-banner {
    background: linear-gradient(135deg, #006494 0%, #0077b6 45%, #00a8cc 100%);
    padding: 55px 0;
    position: relative;
    overflow: hidden;
}

.v2-cta-banner::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 400px;
    height: 400px;
    background: rgba(255, 255, 255, 0.08);
    border-radius: 50%;
}

.v2-cta-banner::after {
    content: '';
    position: absolute;
    bottom: -40%;
    left: -5%;
    width: 300px;
    height: 300px;
    background: rgba(255, 255, 255, 0.06);
    border-radius: 50%;
}

/* ===== Page Hero V2 ===== */
.v2-page-hero {
    background: var(--v2-gradient);
    padding: 100px 0 70px;
    color: white;
    position: relative;
    overflow: hidden;
}

.v2-page-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 80% 50%, rgba(255, 107, 43, 0.1), transparent 50%),
        radial-gradient(ellipse at 20% 80%, rgba(14, 198, 198, 0.08), transparent 50%);
}

.v2-page-hero h1 {
    color: white;
    font-size: clamp(1.75rem, 3.1vw, 2.15rem);
    font-weight: 800;
    position: relative;
    z-index: 2;
}

.v2-page-hero p {
    color: rgba(255, 255, 255, 0.75);
    font-size: 1.1rem;
    max-width: 600px;
    position: relative;
    z-index: 2;
}

.v2-breadcrumb {
    position: relative;
    z-index: 2;
    margin-top: 18px;
}

.v2-breadcrumb .breadcrumb-item,
.v2-breadcrumb .breadcrumb-item a {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.88rem;
}

.v2-breadcrumb .breadcrumb-item a:hover { color: white; }
.v2-breadcrumb .breadcrumb-item.active { color: var(--v2-accent-light); }
.v2-breadcrumb .breadcrumb-item + .breadcrumb-item::before { color: rgba(255, 255, 255, 0.3); }

/* ===== Benefit Card V2 ===== */
.v2-benefit-card {
    background: white;
    border-radius: var(--v2-radius);
    padding: 30px;
    box-shadow: var(--v2-shadow-xs);
    transition: var(--v2-transition);
    height: 100%;
    border: 1px solid var(--v2-border);
    display: flex;
    gap: 18px;
    align-items: flex-start;
}

.v2-benefit-card:hover {
    box-shadow: var(--v2-shadow-md);
    border-color: rgba(255, 107, 43, 0.2);
    transform: translateX(6px);
}

.v2-benefit-icon-wrap {
    width: 56px;
    height: 56px;
    min-width: 56px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    transition: var(--v2-transition);
}

.v2-benefit-icon-wrap.orange { background: rgba(255, 107, 43, 0.1); color: var(--v2-accent); }
.v2-benefit-icon-wrap.blue { background: rgba(13, 47, 92, 0.08); color: var(--v2-primary-light); }
.v2-benefit-icon-wrap.teal { background: rgba(14, 198, 198, 0.1); color: var(--v2-teal); }
.v2-benefit-icon-wrap.gold { background: rgba(245, 166, 35, 0.1); color: var(--v2-gold); }
.v2-benefit-icon-wrap.green { background: rgba(34, 197, 94, 0.1); color: var(--v2-success); }

.v2-benefit-card:hover .v2-benefit-icon-wrap {
    transform: scale(1.1) rotate(-5deg);
}

.v2-benefit-text h5 {
    font-family: var(--v2-font-heading);
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 6px;
}

.v2-benefit-text p {
    font-size: 0.88rem;
    color: var(--v2-body);
    margin: 0;
    line-height: 1.6;
}

/* ===== Comparison Table V2 ===== */
.v2-comparison {
    border-radius: var(--v2-radius);
    overflow: hidden;
    box-shadow: var(--v2-shadow-md);
    border: 1px solid var(--v2-border);
}

.v2-comparison thead th {
    background: var(--v2-primary);
    color: white;
    font-weight: 600;
    padding: 16px 20px;
    font-family: var(--v2-font-heading);
    font-size: 0.92rem;
    border: none;
}

.v2-comparison tbody td {
    padding: 14px 20px;
    font-size: 0.9rem;
    vertical-align: middle;
    border-color: var(--v2-border);
}

.v2-comparison .bi-check-circle-fill { color: var(--v2-success); font-size: 1.15rem; }
.v2-comparison .bi-x-circle-fill { color: #ef4444; font-size: 1.15rem; }
.v2-comparison .bi-dash-circle { color: var(--v2-gold); font-size: 1.15rem; }

/* ===== FAQ V2 ===== */
.v2-accordion .accordion-item {
    border: 1px solid var(--v2-border);
    border-radius: var(--v2-radius-sm) !important;
    margin-bottom: 12px;
    overflow: hidden;
    transition: var(--v2-transition);
}

.v2-accordion .accordion-item:has(.accordion-button:not(.collapsed)) {
    border-color: rgba(255, 107, 43, 0.3);
    box-shadow: var(--v2-shadow-sm);
}

.v2-accordion .accordion-button {
    font-weight: 600;
    color: var(--v2-primary);
    font-size: 0.96rem;
    font-family: var(--v2-font-heading);
    padding: 18px 24px;
    background: white;
    box-shadow: none;
}

.v2-accordion .accordion-button:not(.collapsed) {
    background: var(--v2-bg-soft);
    color: var(--v2-accent);
}

.v2-accordion .accordion-body {
    font-size: 0.92rem;
    color: var(--v2-body);
    line-height: 1.75;
    padding: 0 24px 20px;
}

/* ===== Team V2 ===== */
.v2-team-card {
    background: white;
    border-radius: var(--v2-radius);
    overflow: hidden;
    box-shadow: var(--v2-shadow-sm);
    transition: var(--v2-transition);
    border: 1px solid var(--v2-border);
}

.v2-team-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--v2-shadow-md);
    border-color: transparent;
}

.v2-team-img {
    height: 240px;
    background: var(--v2-gradient);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 3.5rem;
    color: rgba(255, 255, 255, 0.15);
    position: relative;
    overflow: hidden;
}

.v2-team-img::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 60px;
    background: linear-gradient(to top, white, transparent);
}

.v2-team-info { padding: 20px 24px 24px; text-align: center; }

.v2-team-info h5 {
    font-family: var(--v2-font-heading);
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 4px;
}

.v2-team-info p {
    font-size: 0.85rem;
    color: var(--v2-accent);
    font-weight: 500;
    margin: 0;
}

/* ===== Service Detail V2 ===== */
.v2-service-detail {
    padding-bottom: 50px;
    margin-bottom: 50px;
    border-bottom: 1px solid var(--v2-border);
}

.v2-service-detail:last-child {
    border-bottom: none;
    padding-bottom: 0;
    margin-bottom: 0;
}

.v2-service-detail img {
    border-radius: var(--v2-radius);
    width: 100%;
    height: 340px;
    object-fit: cover;
    box-shadow: var(--v2-shadow-md);
}

.v2-service-detail-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
}

.v2-service-detail-badge .icon-box {
    width: 50px;
    height: 50px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: white;
}

.v2-check-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
}

.v2-check-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
    color: var(--v2-body);
}

.v2-check-list li i {
    color: var(--v2-success);
    font-size: 1rem;
}

/* ===== Footer V2 ===== */
.v2-footer {
    background: var(--v2-dark);
    padding: 0 0 20px;
    color: rgba(255, 255, 255, 0.6);
    position: relative;
}

.v2-footer-wave {
    color: var(--v2-dark);
    margin-top: -2px;
}

.v2-footer-wave svg {
    display: block;
    width: 100%;
    height: 60px;
}

.v2-footer-brand {
    display: flex;
    align-items: center;
    gap: 10px;
}

.v2-brand-icon-footer {
    width: 42px;
    height: 42px;
    background: rgba(255, 107, 43, 0.15);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--v2-accent-light);
    font-size: 1.2rem;
}

.v2-footer .v2-brand-name { color: white; font-size: 1.3rem; }
.v2-footer .v2-brand-tagline { color: rgba(255, 255, 255, 0.4); }

.v2-footer-desc {
    font-size: 0.88rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 20px;
}

.v2-footer-social {
    display: flex;
    gap: 8px;
}

.v2-footer-social a {
    width: 38px;
    height: 38px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.9rem;
    transition: var(--v2-transition);
}

.v2-footer-social a:hover {
    background: var(--v2-accent);
    border-color: var(--v2-accent);
    color: white;
    transform: translateY(-3px);
}

.v2-footer-heading {
    color: white;
    font-family: var(--v2-font-heading);
    font-weight: 600;
    font-size: 0.96rem;
    margin-bottom: 20px;
}

.v2-footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.v2-footer-links li { margin-bottom: 10px; }

.v2-footer-links a {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.88rem;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.v2-footer-links a:hover {
    color: var(--v2-accent-light);
    transform: translateX(4px);
}

.v2-footer-contact {
    list-style: none;
    padding: 0;
    margin: 0;
}

.v2-footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 0.88rem;
}

.v2-footer-contact-icon {
    width: 36px;
    height: 36px;
    min-width: 36px;
    background: rgba(255, 255, 255, 0.06);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--v2-accent-light);
    font-size: 0.85rem;
}

.v2-footer-contact a {
    color: rgba(255, 255, 255, 0.5);
}

.v2-footer-contact a:hover { color: var(--v2-accent-light); }

.v2-footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    margin-top: 40px;
    padding-top: 20px;
}

.v2-footer-bottom p {
    margin: 0;
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.35);
}

.v2-footer-bottom a {
    color: rgba(255, 255, 255, 0.35);
    font-size: 0.82rem;
    margin-left: 20px;
}

.v2-footer-bottom a:hover { color: var(--v2-accent-light); }

/* ===== Floating CTA ===== */
.v2-floating-cta {
    position: fixed;
    bottom: 28px;
    right: 28px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    z-index: 999;
    opacity: 0;
    transform: translateY(20px);
    transition: var(--v2-transition);
}

.v2-floating-cta.show {
    opacity: 1;
    transform: translateY(0);
}

.v2-float-btn {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    box-shadow: var(--v2-shadow-md);
    transition: var(--v2-transition);
}

.v2-float-phone {
    background: var(--v2-accent);
    color: white;
    animation: v2Pulse 2s ease infinite;
}

.v2-float-phone:hover {
    background: var(--v2-accent-dark);
    color: white;
    transform: scale(1.1);
}

.v2-float-top {
    background: var(--v2-primary);
    color: white;
}

.v2-float-top:hover {
    background: var(--v2-primary-light);
    color: white;
    transform: scale(1.1);
}

/* ===== Responsive ===== */
@media (max-width: 991.98px) {
    .v2-hero-title { font-size: 2.35rem; }
    .v2-section-title { font-size: 1.75rem; }
    .v2-hero-right { margin-top: 40px; }
    .v2-topbar { display: none; }
    .v2-about-exp-badge { right: 10px; bottom: -15px; width: 100px; height: 100px; }
    .v2-about-exp-badge .num { font-size: 2rem; }
    .v2-page-hero h1 { font-size: 2rem; }
    .v2-check-list { grid-template-columns: 1fr; }
}

@media (max-width: 767.98px) {
    .v2-hero { min-height: auto; padding: 60px 0 80px; }
    .v2-hero-title { font-size: 1.92rem; }
    .v2-section { padding: 60px 0; }
    .v2-section-title { font-size: 1.48rem; }
    .v2-hero-feature-grid { grid-template-columns: 1fr; gap: 12px; }
    .v2-insurance-bar { margin-top: -30px; }
    .v2-ins-bar-inner { flex-wrap: nowrap; overflow-x: auto; padding-bottom: 5px; }
    .v2-contact-form { padding: 24px; }
    .v2-page-hero { padding: 70px 0 50px; }
    .v2-page-hero h1 { font-size: 1.66rem; }
    .v2-stat-num { font-size: 2.2rem; }
}

@media (max-width: 575.98px) {
    .v2-hero-title { font-size: 1.66rem; }
    .v2-hero-actions { flex-direction: column; }
    .v2-hero-actions .v2-btn { width: 100%; justify-content: center; }
    .v2-about-img-wrap img { height: 280px; }
}